Relm

About Relm

Relm Insurance Ltd is a Bermuda-domiciled specialty carrier founded in 2019 to supply capacity for emerging industries, including artificial intelligence, Web3, digital assets, biotech and the space economy. It holds a Demotech Financial Stability Rating of A, Exceptional, reflecting its focus on innovative risk solutions and strong balance-sheet strength.

In January 2025, Relm launched three AI-specific liability products-NOVA AI, PONTA AI and RESCA AI-to address coverage gaps around AI exposures.

NOVA AI is a cyber and technology errors & omissions policy for AI platforms and AI-based product/service companies, covering liability for AI tech products and services, media liability for AI-generated content, AI regulatory liability, a discrimination exclusion carve-back and protection against “deep-fake” digital crime.

PONTA AI serves as an excess Difference in Conditions wrap policy for organizations whose existing liability programs may exclude AI, offering affirmative coverage for professional negligence, intellectual property infringement, personal injury, discrimination, privacy breach, bodily injury, property damage and violations of AI regulations.

RESCA AI is a first-party response policy designed for businesses integrating third-party AI, addressing operational and financial disruptions through coverage for business interruption, reputational harm, product recall expenses and incident response costs.

Relm’s underwriting combines automated risk assessments with in-house expertise and consultation with external legal counsel to navigate evolving regulatory landscapes, “silent AI risks” and jurisdictional complexities. Supported by reinsurance partnerships and strategic geographic expansion-particularly into regions like Asia where AI regulations and startup activity are intensifying-Relm seeks to deliver clear, affirmative coverage and help organizations manage liabilities across AI development, deployment and third-party integration.