About Munich Re
Munich Re provides specialized insurance for both AI developers and adopters, combining its strong financial backing with data-driven risk evaluation to address failures, liabilities and performance shortfalls in AI systems.
Core Products
aiSure™: Covers contractual liabilities, third-party legal claims and direct financial losses from AI errors such as hallucinations, critical inaccuracies or algorithm drift. Capacity reaches up to €50 million per model and spans industries from finance and retail to agriculture and climate forecasting.
aiSelf™: Designed for organizations running in-house or purchased AI, this policy protects against underperformance, reliability issues and unexpected drift in machine learning models.
Risk Assessment & Claims Handling
Munich Re’s underwriters analyze model development pipelines, training data representativeness and governance practices, then apply statistical methods to estimate error probabilities in real time. Limits typically range from €5 million to €50 million, supported by the company’s AA-rated balance sheet and global reinsurance partnerships. Claims are managed through Munich Re’s international network, offering a unified response across jurisdictions.
By integrating quantitative risk modeling with clear affirmative triggers and robust capacity, Munich Re’s aiSure™ and aiSelf™ solutions aim to close coverage gaps and give enterprises clarity on financial exposures tied to AI operations.